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Fair Debt Collection Practices Act

§ 1692a. Definitions

As used in this subchapter–

(1) The term “Commission” means the Federal Trade Commission.

(2) The term “communication” means the conveying of information regarding a debt directly or indirectly to any person through any medium.

(3) The term “consumer” means any natural person obligated or allegedly obligated to pay any debt.

(4) The term “creditor” means any [...]

Collection Agencies - protect yourselves

I never blog about pending litigation but in this case, I am going to make an exception.

I have filed an Fair Debt Collection Practices Act case against a collection agency. Allegedly, that agency called my client and threatened him with a wage garnishment if he did not pay the debt. Since the agency did not [...]